This Linux-based tool, available as a bootable floppy or CD image, can recover user and administrator passwords on Windows NT, 2000, XP and Server 2003 machines. It might look scary, but it greets you with a Douglas Adams-esque “DON’T PANIC” and explains that the default options are OK in most cases (i.e. just keep hitting Enter).
I’ve just tried this and it works remarkably well. It might just save you from reinstalling Windows one day. Of course, it has less legitimate uses, but if you lack good physical security, you have a lot more to worry about (people stealing your machine, for example).
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